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This April Money Smart week is from April 23-30, so here at Angels Blessing People, We want to share with you 3 simple ways you can save money to enroll your kids in different types of programs so you can afford to take a family trip this summer. Stop by your local library to pick up some books about saving money. I recommend reading, personal finance for dummies by Eric Tyson.
Have money automatically transferred to your savings account. This is a great way to save money. For example, have $100 transferred automatically from your checking account into your savings account each month, so you can save money without thinking about it. If you need to set up a smaller amount, saving $25 a month adds up to over $300 overt twelve months! You can also set up automatic bi-weekly transfers in small portions like $10 if you get paid every other week. Check your spending habits and decide what works best for you. You can save your coins in a piggy bank or a mason jar at the end of the month and put that towards your savings account! if you pick up change off the ground it will add up!
Plan your Meals
Planning ahead for what you will eat each meal will save loads of money on groceries and put up what you by to best use. You're less likely to buy food that will go bad because of them not being eaten. The day after you make a whole chicken roaster, you can make chicken pot pie, chicken enchiladas, chicken and broccoli, or chicken fajitas. This will hep you get an extra meal out of the purchase, while helping you save time and eat healthier. Get creative with leftover items!
Use Coupons Effectively
If you're going to bother to clip coupons, make sure you use them in a way that saves you the most money possible. Refer to the stores weekly flyer to find out what's on sale or check for advertisements and coupons that come in the mail for free. You can print off coupons from the internet as well. Most grocery stores have digital coups that you can sign up for free. You can print off coupons from the internet as well. Try them at HEB, CVS, Walgreens, or Kroger's. If you have coupons for items, such as cereal, that regularly go on sale, wait until the sale to use the coupon. Overtime this strategy will help you to save a lot of money. It is also best to save coupons for items you regularly buy, so you don't have extra clutter of expired coupons over time that end up getting thrown away.
By Sonia Sanchez